01
Financial Consulting
Balance-sheet review, cash-flow modelling and structural planning for founders and family offices.
Learn moreIndependent advisory · Est. 2013Navigate global markets
Navigate global markets
with confidence.
Lunqera pairs macro research with disciplined portfolio construction — building long-horizon strategies where risk is measured before return is discussed.
0+
Years advising
0+
Client mandates
$0M+
Assets advised
★★★★★Trusted by investors across 24 markets
Lunqera Portfolio Terminal
1M6MYTD5Y
Blended portfolio value
$0.00M+9.4% YTD
JanAprJulOct
Risk score
32/ 100 · Conservative
Drawdown budget respected across all sleeves.
- Equities42%
- Fixed income26%
- FX overlay18%
- Cash14%
FX desk
Indicative · delayedEUR / USD
1.0912
GBP / JPY
191.48
USD / CHF
0.8734
AUD / USD
0.6618
0+
Years of advisory
Across two full market cycles
$0M+
Assets advised
Discretionary and advisory mandates
0
Markets covered
G10 FX, EM rates, global equities
0%
Client retention
Rolling five-year average
NORTHGATEARCLIGHTHELVETIAKESTRELMERIDIAN LABSSTONEBRIDGEAVERTONNORTHGATEARCLIGHTHELVETIAKESTRELMERIDIAN LABSSTONEBRIDGEAVERTON
Capital is at risk. Past performance is not indicative of future results. Figures shown are illustrative placeholders for design purposes and do not constitute investment advice or an offer of any financial product.
Capabilities
Discuss a mandate →Advisory built around how you actually invest
Six disciplines, one coordinated mandate. Every engagement begins with risk, liquidity and time horizon — never with a product.
02
Forex Advisory
Currency exposure mapping, hedging frameworks and execution guidance across G10 and EM pairs.
Learn more03
Investment Strategy
Policy statements, strategic allocation and evidence-led tilts built around your mandate.
Learn more04
Portfolio Management
Ongoing construction, rebalancing discipline and transparent reporting on every position.
Learn more05
Risk Management
Drawdown budgets, scenario stress-testing and correlation monitoring reviewed continuously.
Learn more06
Wealth Planning
Multi-decade planning across liquidity, succession, tax coordination and capital preservation.
Learn moreHow we work
A deliberate four-stage engagement
No rushed onboarding. Each stage produces a written artefact you keep, whether or not you continue.
01
Discovery
Objectives, liabilities, liquidity needs and true risk tolerance, documented.
02
Strategy
An investment policy statement with explicit allocation and drawdown limits.
03
Execution
Phased implementation with cost, tax and currency impact modelled first.
04
Optimisation
Quarterly review, rebalancing discipline and transparent attribution.
Who we are
Independent by structure, analytical by habit
Lunqera was founded by advisors who left institutional desks to build something narrower and more honest: research-led counsel, paid for by clients rather than by product distributors.
We publish our assumptions, show our workings, and quantify what could go wrong before we model what could go right. That is the entire proposition.
- Fee-only
- No commissions or product incentives
- Research-led
- In-house macro and FX coverage
- Long horizon
- Strategies measured in decades
Strategy vs. benchmark · illustrative
Max drawdown
-8.2%
Volatility
7.4%
Hedge ratio
62%
Market intelligence
The desk view, rendered clearly
Clients receive the same dashboards our advisors use — positioning, currency correlation and sentiment, without terminal clutter.
Model portfolio growth · 5Y illustrative
CompoundedCAGR
7.9%
Best year
+14.2%
Worst year
-6.1%
Beta
0.68
Currency correlation heatmap
| USD | EUR | GBP | JPY | CHF | AUD | |
|---|---|---|---|---|---|---|
| USD | — | 0.6 | -0.3 | 0.4 | 0.2 | -0.1 |
| EUR | -0.6 | — | -0.5 | 0.1 | -0.2 | -0.4 |
| GBP | 0.3 | 0.5 | — | 0.6 | 0.3 | 0.1 |
| JPY | -0.4 | -0.1 | -0.6 | — | -0.5 | -0.3 |
| CHF | -0.2 | 0.2 | -0.3 | 0.5 | — | -0.2 |
| AUD | 0.1 | 0.4 | -0.1 | 0.3 | 0.2 | — |
Rolling 90-day correlation of daily returns. Illustrative values.
Market sentiment
58Neutral–constructive
DefensiveRisk-on
Volatility regime
Implied vol easing across G10 pairs; hedge ratios unchanged this quarter.
Economic calendar
- TueECB rate decisionHigh
- WedUS CPI (m/m)High
- ThuUK labour dataMedium
- FriJP trade balanceLow
Why Lunqera
The difference is structural, not stylistic
An honest comparison against the conventional advisory model.
Transparent pricing
✓
Flat advisory fee, published in advance
—
Layered commissions and product rebates
Personal strategies
✓
Policy written for your mandate alone
—
Model portfolios assigned by segment
Risk-first approach
✓
Drawdown budget agreed before allocation
—
Risk discussed after returns are pitched
Certified advisors
✓
CFA and CFP charterholders on every file
—
Sales-trained relationship managers
Long-term planning
✓
Reviews framed over full market cycles
—
Quarterly performance chasing
Global expertise
✓
In-house FX and macro research desk
—
Outsourced third-party commentary
Client voices
Measured words from measured investors
★★★★★
“They rewrote our currency hedging policy in a week and explained every assumption. The first advisor who showed us the downside case unprompted.”
★★★★★
“The quarterly attribution report is the clearest financial document I receive. Nothing hidden, nothing rounded in their favour.”
★★★★★
“Lunqera talked us out of two positions we wanted. That restraint is precisely why the mandate is still with them six years on.”
Engagement
Fee-only, published in advance
No commissions, no product rebates, no performance fees. You always know exactly what advice costs.
Advisory
$450/ month
For serious retail investors building a first structured mandate.
- ✓Annual investment policy statement
- ✓Quarterly portfolio review
- ✓Core allocation guidance
- ✓Email access to your advisor
Most chosen
Private Client
$1,250/ month
For business owners and professionals with multi-account complexity.
- ✓Everything in Advisory
- ✓Forex exposure and hedging plan
- ✓Monthly review cadence
- ✓Scenario and drawdown stress testing
- ✓Direct line to the research desk
Institutional
Bespoke
For family offices and treasury teams with mandated reporting.
- ✓Everything in Private Client
- ✓Dedicated advisory committee
- ✓Custom reporting and audit support
- ✓Board-level presentations
Let's build a smarter investment strategy.
A 45-minute conversation, no obligation. We'll review your current positioning and tell you honestly whether we can add value.
Journal
All articles →Research, written plainly
Currency6 min read
Hedging is a policy decision, not a trade
Why the hedge ratio belongs in your investment policy statement rather than your P&L review.
Risk8 min read
What a drawdown budget actually buys you
Framing risk as a spending limit changes how investors behave in the third bad month.
Macro5 min read
Reading rate differentials without the noise
A practical framework for translating central bank guidance into portfolio positioning.
Contact
Start with a conversation
Tell us where you are today. We'll respond with a considered view, not a sales call.
- Office
- 30 Fenchurch Street, London, England, EC3M 3BD
- support@lunqera.org
- Phone
- +44 7731 715833
- Hours
- Mon–Fri, 08:30–18:00 GMT
We typically respond within one business day.